The5ers Futures caps 25K withdrawals at $1,250 per request. For 50K–150K accounts, its official policy uses 3% of initial balance, not the current balance after profits. That distinction prevents overstating the request ceiling.
The official payout-cap page is dated September 9, 2026 and was checked September 17, 2026. This guide concerns the futures program; The5ers CFD rules are separate.
Calculate the cap from the correct balance
| Initial futures balance | Cap calculation | Per-request ceiling |
|---|---|---|
| $25,000 | Special fixed cap | $1,250 |
| $50,000 | $50,000 × 3% | $1,500 |
| $100,000 | $100,000 × 3% | $3,000 |
| $150,000 | $150,000 × 3% | $4,500 |
Source: The5ers official payout-cap policy.
Do not apply the 3% formula to 25K. Three percent of $25,000 is $750, but the policy assigns that account its own $1,250 amount.
Why current balance produces the wrong answer
Consider a 100K account with a current balance of $104,000.
- Initial-balance calculation: $100,000 × 3% = $3,000.
- Current-balance calculation: $104,000 × 3% = $3,120.
- Overstatement from using current balance: $120.
The official wording supports the first calculation. A profitable account does not increase this particular cap simply because its balance rises.
This example is a calculation of a ceiling. It is not a determination that the account can withdraw $3,000 immediately.
Separate three payout numbers
Profit recorded
This describes account performance. A positive balance change does not by itself establish that every dollar can be requested.
Maximum request
This is the policy ceiling. Other current program requirements can reduce what is available or delay a request.
Net cash received
This is the amount transferred after the applicable profit-share treatment and any disclosed payment adjustments. It should not be inferred from the cap alone.
For example, if a hypothetical program approved $1,000 and paid an 80% share of that amount, cash before other adjustments would be $800. That is a generic arithmetic illustration, not a statement about how The5ers labels every field in its payout interface.
A cap-check worksheet
Before requesting, record the account's initial size, policy version, calculated ceiling and the amount the dashboard currently allows. Then record the expected account debit separately from expected cash received.
If a trader has only $900 available under all the other conditions, a $3,000 cap does not create an additional $2,100. A cap limits an otherwise valid request; it does not create profit.
Conversely, if more than $3,000 is available, that does not remove the 100K per-request ceiling under the reviewed policy.
Check the remaining account room
Any withdrawal calculation should also include the expected remaining balance and the loss floor that applies afterward. Read the firm's current drawdown treatment rather than assuming the floor falls by the amount withdrawn.
For a worked general method, use the post-payout cushion calculator. It explains how to keep the account debit, future balance and future loss threshold separate.
When an older summary disagrees with a more recent official policy, use the current primary source and the agreement attached to the account. Save the relevant policy and dashboard values before submitting a request.