Quick answer: what does Audacity Capital offer?
Audacity Capital offers three Forex/CFD trading routes: the two-phase Ability Challenge, the one-phase Ability One and the Funded Trader Program, usually called FTP or Instant Funding. Ability Challenge has the widest initial loss allowance but tightens in verification; Ability One requires only one evaluation with a tighter loss budget; FTP skips evaluation but requires a profit milestone before withdrawal and scaling. MT5 and DXtrade are currently documented. The brand traces its history to 2012 and maintains a London office, although its current trading and payment entities operate in other jurisdictions.
The practical attraction is a choice of static overall drawdown models, no monthly subscriptions and published scaling. The main cautions are stage-specific loss calculations, FTP's intraday trailing daily limit, conditional profit shares and inconsistencies between some sales summaries and detailed rules. This review has no supplied Audacity coupon code; the firm receives the same factual review regardless.
Reviewed: 3 October 2026. Existing PFA editorial scores are retained. This is documentary research, not a customer-review average or firsthand trading, customer-care or payout test. Firm-hosted payout totals and testimonials are not treated as independent audit evidence.
Compare the three programs
| Program and stage | Target | Daily loss limit | Maximum loss | Minimum days |
|---|---|---|---|---|
| Ability Challenge, phase 1 | 10% | 7.5% | 15% of initial balance | 4 |
| Ability Challenge, verification | 5% | 5% | 10% of initial balance | 4 |
| Ability Challenge, funded | Payout conditions | 5% | 10% of initial balance | No separate minimum in program guide |
| Ability One, evaluation | 10% | 3% | 6% static | 3 |
| Ability One, funded | Payout conditions | 3% in selector | 6% in selector | No separate minimum in selector |
| FTP Instant Funding | 10% to withdraw/scale | 5% intraday trailing equity | 10% static | 5, including 3 profitable days |
The Ability One product page and current selector agree on three evaluation days. A summary row elsewhere says four; the model-specific page is the clearer reference. These programs have no fixed completion deadline, but inactivity rules still apply. Sources: Ability rules, Ability One and FTP rules.
Published regular account fees
The following USD regular one-time fees were visible in the official live selector. They are shown without a PFA discount because no current site code was supplied. Temporary public offers may change the amount displayed by Audacity; compare the chosen model, size and currency rather than assuming a promotion applies to all future purchases.
| Account size | Ability Challenge | Ability One | FTP Instant Funding |
|---|---|---|---|
| $5,000 | $49 | $69 | $119 |
| $10,000 | $79 | $99 | $279 |
| $25,000 | $195 | $249 | $449 |
| $50,000 | $329 | $399 | $1,299 |
| $100,000 | $549 | $699 | Not shown in the inspected FTP selector |
| $200,000 | $1,049 | Not shown in the inspected Ability One selector | Not shown |
The account balance is a nominal trading allocation, not cash transferred to the participant. A fee buys access to the program and related services. Card, PayPal and cryptocurrency purchase methods are described in the help center. A lower entry price does not change the daily or overall loss floor. Source: current program selector.
Drawdown: the important differences
Ability Challenge's overall loss floor is based on initial balance and becomes tighter after phase one. On a $50,000 account, the phase-one 15% allowance produces a $42,500 floor; verification's 10% allowance produces a $45,000 floor. The daily threshold is reset from the higher balance or equity at rollover. A profitable floating position carried into reset can therefore change the next day's room for loss. Check the actual server clock, including seasonal changes.
FTP is especially easy to misread. Its detailed guide says the 5% daily loss floor follows the highest intraday equity, resetting at MT5 midnight, while its 10% overall floor stays fixed. On a $10,000 FTP account, a peak of $10,400 raises that daily floor to $9,880. A reversal can breach the daily limit before reaching the fixed $9,000 overall floor. The sales page's general “static drawdown” label should not be applied to both limits. This is why a trader must size positions against the tighter active threshold.
Profit shares, withdrawals and refunds
Ability Challenge publishes a 75% base share for profits below its higher qualification threshold, 85% when the specified greater-than-10% profit and timing requirements are met, and up to 90% after additional doubling and performance milestones. Its first request starts 14 days after the first funded trade, followed by biweekly requests. The highest advertised percentage is not the automatic initial rate.
FTP unlocks review at a 10% profit milestone, with five trading days and three profitable days. Its split depends on starting size, scaling stage and whether the milestone is reached in under or over 30 days. Early small-account stages use 50% or 60%; later stages can reach 80%. The account can double after successful review. The guide says to stop trading during that review.
Processing time and request frequency are different. Audacity's getting-started page mentions two to three working days, while its general guide describes three to five business days for review/withdrawal and a separate wallet-transfer step after approval. Budget for review and KYC instead of treating “same day after approval” as the entire end-to-end timeline.
The Ability fee-return benefit requires a compliant account and a qualifying first payout exceeding the fee. FTP is not included in that benefit in the general guide. Ordinary fees become non-refundable once trading starts; a conditional performance-based fee return is a separate feature. Sources: general payout and refund guidance and the model guides above.
Platforms, permissions and practical restrictions
MT5 and DXtrade are documented, with U.S. residents directed to DXtrade where participation is permitted. News trading and overnight/weekend holding are advertised as allowed, subject to risk and prohibited-strategy terms. Personally developed EAs and copying between one's own accounts are permitted in the detailed Ability One guidance; third-party/commercial EAs and high-frequency trading are prohibited. Platform support alone does not authorize every automated strategy.
The trading-guidelines page warns that trades lasting two minutes or less and suspicious arbitrage may attract risk review. Check the supported symbols and costs on the chosen platform. Forex, indices, metals, energy and available crypto instruments are described; this is not an exchange-traded futures program. Source: trading guidelines.
Company, eligibility and account limits
The website describes AudaCity Global LTD, registration 15850 in Comoros, as the trading operator; AudaCity International FZCO in Dubai as a payment facilitator; and Propmetry Limited in Cyprus as an additional payment partner. It lists a UK office at 25 Cabot Square, London. These are the company's disclosures, not a finding that UK financial-service protections apply to every program.
The getting-started guide states a $200,000 allocation ceiling per program and requires participants to be at least 18. Some older FTP wording mentions $240,000, so confirm the current combined allocation before adding another account. Country and platform restrictions apply. The general guide describes six-month inactivity on paid programs and 30-day trials; passing a free trial does not award a funded account. Source: getting started.
How to choose and apply
- Choose the evaluation or instant route using its loss rules and payout trigger.
- Match the platform to your residence and strategy.
- Select the account size and currency, then read the complete one-time fee.
- Save the issued account terms, including daily-loss calculation, split progression and refund conditions.
- Complete registration and the required purchase steps on Audacity's official site; submit identity documents only through its verified process when required.
- Monitor the active loss floor and pause trading during payout or scaling review when instructed by the program rules.
Strengths, limitations and verdict
Audacity's broad program choice, documented history, MT5/DXtrade access and one-time pricing make it worth comparing for Forex traders. Ability Challenge gives more initial overall-loss room; Ability One trades that flexibility for a single phase; FTP suits traders comfortable with milestone-based withdrawals. The limitations are the need to reconcile detailed rules with marketing summaries, lower initial shares than the top headline, and conditional scaling. A large scaling ceiling should be treated as a possible progression path rather than an expected outcome.
Trading Conditions
- Profit split
- Ability Challenge 75–90% by conditions; Ability One up to 90%; FTP 50–80% by stage
- Max drawdown
- Ability Challenge 15% then 10%; Ability One 6%; FTP 10% static
- Daily drawdown
- Ability Challenge 7.5% then 5%; Ability One 3%; FTP 5% intraday trailing
- Profit target
- Ability Challenge 10%/5%; Ability One 10%; FTP 10% withdrawal/scaling milestone
- Payout frequency
- Ability: biweekly; FTP: after 10% milestone and qualifying days
- Platforms
- MetaTrader 5, DXtrade
- Instruments
- Forex, indices and commodities/CFDs offered by the program
- News tradingAllowed
- EAs / botsAllowed
- Copy tradingAllowed
Audit Points
- 1Three current routes verified: Ability Challenge, Ability One and FTP Instant Funding.
- 2Ability phase-one 15% overall/7.5% daily limits tighten to 10%/5% in verification; Ability One uses 6%/3%.
- 3FTP combines 10% static overall loss with a 5% intraday trailing daily floor; generic static labels do not describe both rules.
- 4Official live selector regular USD fees were checked on 3 October 2026, with 15 model/size combinations documented.
- 5Current platforms are MT5 and DXtrade; U.S. participation is DXtrade-specific.
- 6Corporate disclosure distinguishes the Comoros trading entity, Dubai payment facilitator, Cyprus payment partner and UK office.
- 7Existing editorial scores are preserved; no coupon, customer rating or firsthand test has been invented.
Audacity Capital — Frequently Asked Questions
Ability Challenge uses two evaluation phases with 10% and 5% targets. Ability One uses one 10% evaluation. FTP skips evaluation but requires a 10% milestone and qualifying trading days to withdraw and scale.
The inspected regular USD selector starts at $49 for Ability Challenge 5K, $69 for Ability One 5K and $119 for FTP 5K. Fees are one-time, with no monthly subscription stated. A current order can differ because of currency or public offers.
Its 10% maximum overall loss is static, but the detailed FTP guide describes a separate 5% daily limit that trails the highest intraday equity. Both apply.
Current official guidance lists MT5 and DXtrade. U.S. residents are directed to DXtrade where allowed; residence and program restrictions still apply.
No. Ability Challenge begins at 75% under standard lower-profit conditions and increases when performance/scaling requirements are met. FTP has its own 50–80% stage-and-timing schedule. Ability One advertises up to 90%.
News and weekend holding are described as allowed. Personally developed EAs and copying between owned accounts are permitted under the applicable strategy rules; third-party EAs and HFT are restricted.
The general guide ties the fee return to the first compliant qualifying payout, which must exceed the fee. This differs from cancelling an unused purchase; fees become non-refundable once trading begins.
No current Prop Firm Audit code has been supplied for Audacity. The review lists regular fees without inventing a discount.