Quick answer: Funded Trading Plus review
Funded Trading Plus offers simulated 1-Step Express, 2-Step Classic, Instant Funding and a separate Activation Account route. Express pairs a 10% target with 6% balance-trailing loss; Classic uses 7% in each phase, 8% static loss, consistency gates and a 3% symbol-loss rule. Both publish 4% daily loss. Instant skips evaluation but uses 6% daily and trailing limits. Activation starts with a $4 assessment fee followed by a separate payment after passing. The existing PFA score is editorial and unchanged; this profile has no supplied coupon.
Funded Trading Plus offers several simulated evaluation paths under one brand. The 1-Step Express is fast but uses trailing drawdown; the 2-Step Classic requires another phase but provides a more forgiving static risk floor.
Core program comparison
| Program | Targets | Daily loss | Maximum loss | Minimum days |
|---|---|---|---|---|
| 1-Step Express | 10% | 4% | 6% trailing | None |
| 2-Step Classic | 7% / 7% | 4% | 8% static | None |
Classic also has a 35% evaluation consistency requirement, 50% funded consistency and a 3% per-symbol equity-loss limit.
Express trailing drawdown
Express's maximum-loss line rises as the account establishes new performance highs under the published calculation. A 10% objective against a 6% trailing allowance demands a smooth return path; making 7% and giving back 4% may be much more dangerous than the ending balance suggests.
Classic's static 8% floor stays tied to starting balance, making it better suited to strategies that experience normal pullbacks. The hard-breach policy says that either equity or closed balance reaching a loss threshold can fail an account. A balance-based reference should not be mistaken for permission to ignore floating loss.
Reward split and scaling
The standard reward share begins at 80%. Marketing references to 90% or 100% describe milestone progression, not every first payout. Depending on the program, early reward access may become weekly or otherwise accelerate after qualification. Confirm minimum amount, first eligible date and post-withdrawal drawdown treatment.
Trading flexibility
Express and Classic permit weekend holding; Instant requires positions closed by 4:30pm EST on Friday. News and automation remain subject to the current risk policy. It prohibits latency arbitrage, platform manipulation, shared accounts, unauthorised signal copying and coordinated opposite trades designed to transfer risk.
Strengths
- Meaningful choice between a one-step trailing and two-step static structure.
- No minimum trading-day requirement on the core plans reviewed.
- Static 8% total-loss budget on Classic.
- Profit-share progression rewards a longer compliant record.
- Public help pages describe each program separately.
Weaknesses
- Express combines a high target with tight trailing loss.
- The 100% split headline requires milestones.
- Product names and platform availability can change.
- A payout request can affect usable cushion and must be modelled first.
Verdict
The 2-Step Classic offers the soundest balance for most risk-conscious traders. Express is viable for low-volatility strategies that can reach 10% without substantial giveback, not simply for anyone seeking the shortest evaluation.
Editorial methodology and important limitation
This is an independent, document-based audit of Funded Trading Plus, researched from public materials available on 3 October 2026. Prop Firm Audit did not buy an account, trade the program or request a payout. Firm-hosted payout figures, testimonials and speed claims are company claims unless separately verified. Product terms can change; compare this summary with the agreement attached to the exact account before purchase.
Official sources reviewed
- https://www.fundedtradingplus.com/prop-trading-challenges/one-step
- https://help.fundedtradingplus.com/1-step-express-program-information/
- https://help.fundedtradingplus.com/2-step-classic-program-information/
Company background
Funded Trading Plus identifies 2021 as its founding year in its CEO statement and company timeline.
Company-background sources checked on 2 October 2026. Official source 1 · Official source 2
Published prices and separate activation payments
- Later payment after passing
- No separate payment shown
- Total if activated
- $549
Exact payout gates and consistency
Express's first request can be made from the first funded day when in profit, with a $50 minimum; later requests follow seven-day intervals. Its standard share is 80%. The 6% loss allowance trails closed-balance highs until the floor reaches the initial balance, where it locks. Leaving a profit cushion after a withdrawal matters. Express guide.
Classic requests start ten calendar days after funded-account creation and repeat every ten days. A minimum request of 1% of initial balance and 50% funded consistency apply. Its separate 3% symbol-loss limit combines simultaneous trades on the same instrument and can hard-breach the account even before the broader daily limit is reached. Failing the consistency percentage instead requires additional compliant trading. Scaling needs fresh 20% profit, at least one withdrawal, two months' activity and review. Classic guide.
Instant offers an 80% standard share, a $50 minimum request and day-one access when in profit, followed by seven-day intervals. KYC and the researcher contract precede payment. Its daily reference uses the higher of prior-day balance or equity at the stated reset; maximum loss trails balance highs until locked at the initial balance. It has a Friday position-close rule, unlike the two current challenge routes. Instant guide.
Copy trading, activity and platform selection
The current copy-trading policy permits copying between accounts owned by the same trader. Copying other traders or allowing them to copy you is prohibited, and overlapping correlated behavior can be reviewed even without identical timestamps. The structured copy-trading flag reflects self-copying only. Copy rules.
The present product cards show MT5 and Match-Trader for the displayed location. Other regional selections should be checked before purchase. Core account guides require a completed trade within each 30-day period, despite having no evaluation deadline. Expiry for inactivity and time allowed to reach a target are different rules.
Choosing a configuration
Start with the strategy's normal closed-balance retracement, floating loss and concentration in one symbol. A trader who can meet Classic's 8% overall allowance may still violate its symbol rule or need more days to satisfy consistency. Express removes the second target but changes the drawdown path. Instant avoids passing a challenge at a different price and with its own holding conditions. Activation reduces the initial commitment and adds a second service fee. Record each fee, loss threshold, add-on and withdrawal condition before comparing nominal account sizes.
Trading Conditions
- Profit split
- 80% initially; scales toward 100% at milestones
- Max drawdown
- 6% trailing Express; 8% static Classic
- Daily drawdown
- Express/Classic 4%; Instant 6%; Activation separate
- Profit target
- Express 10%; Classic 7%/7%; Instant none; Activation 2% advertised
- Payout frequency
- Express/Instant from day 1 then 7-day cycles; Classic 10-day cycles; Activation separate
- Platforms
- MetaTrader 5, Match-Trader; region-dependent
- Instruments
- Forex, indices, commodities and crypto CFDs where offered
- News tradingAllowed
- EAs / botsAllowed
- Copy tradingAllowed
Audit Points
- 1Existing editorial ratings retained independently of commercial codes.
- 2Express uses 10% target/6% balance-trailing loss; Classic 7%/7% targets and 8% static loss.
- 3Classic adds 35% evaluation/50% funded consistency and 3% symbol-loss hard breach.
- 4Activation $4 is only the initial charge; total fees include a larger post-pass payment.
- 5Current self-copying permitted; copying other traders prohibited.
- 6Express and Classic allow weekend holds; Instant has Friday closure.
- 7Balance-based reference does not remove equity hard-breach monitoring.
- 8Current visible platforms MT5/Match-Trader; no universal cTrader claim.
Funded Trading Plus — Frequently Asked Questions
Express, Classic, Instant and separate Activation Accounts. Legacy program names should not be assumed to retain the current terms.
The published fee guide adds $179, $299, $489 or $969 after passing for $25K, $50K, $100K or $200K. Combined fees are $183, $303, $493 and $973. Confirm $200K availability because introductory pages list fewer sizes.
Yes: 35% in each evaluation phase and 50% once funded. It also has a 3% symbol-loss hard-breach rule.
The first request is available from day one while in profit, subject to a $50 minimum, review and verification. Standard later requests are seven days apart.
From ten calendar days after funded-account creation, then every ten days, with 1% minimum amount and 50% consistency.
Yes under the current own-account policy. Copying other people or letting others copy you is prohibited.
The Instant guide requires positions closed by 4:30pm EST Friday and permits automatic closure. Express and Classic have different weekend permissions.
MT5 and Match-Trader are shown for the observed location. Availability is checked for the buyer's region.
No. Core guides require a fully opened and closed trade within each 30-day period.
Official pages describe all stages as simulated. Performance rewards are real payments subject to the agreement; nominal balances are virtual.