FundingPips Review

Quick answer: FundingPips review

FundingPips provides simulated Forex/CFD accounts through one-step, two-step and Zero models. New purchases and resets use current model rules; purchases before 28 September 2026 have a separate legacy guide. Standard offers four reward cycles with different shares and conditions, while Flex and Zero have their own requirements. AUDIT is the verified code for 10% off all FundingPips accounts. Current exact selector prices remain unavailable in this source check, so numerical checkout totals are intentionally left unverified. Choose by loss method, funded holding permissions and reward gates before comparing the headline account balance.

Verified code: AUDIT. Coupon verification updated: 10 October 2026.

Source audit: 3 October 2026. Legacy cutoff.

FundingPips currently separates 1 Step Flex, 2 Step Standard, 2 Step Flex, 2 Step Pro and Zero. New model guides and legacy rules are separate, making the account purchase or reset date especially important.

This FundingPips review compares the account models, published trading rules, payout conditions and the October 2026 coupon. AUDIT is the listed discount code. Verified code: AUDIT — 10% off all FundingPips accounts. Current regular purchase fees could not be reliably retrieved from the official selector, so the tables do not publish invented numerical final prices.

Updated: 1 October 2026. Account details and regular fees are based on the official sources linked below where retrievable. Verified code AUDIT gives 10% off all FundingPips accounts.

FundingPips at a glance

October 2026 coupon and offer conditions

Verified code: AUDIT — 10% off all FundingPips accounts. Current regular purchase fees could not be reliably retrieved from the official selector, so the tables do not publish invented numerical final prices.

Account models and trading rules

FundingPips identifies purchases before 28 September 2026 as legacy. Current purchases and resets use the new model guides. One Step Flex and Two Step Standard include configurable daily-loss choices; Two Step Flex uses 10% then 8% targets. Zero has no evaluation but has separate trailing equity and reward rules. Reward cycles and permitted holding conditions differ by model.

All accounts are simulated. FundingPips separates legacy rules for purchases before 28 September 2026 from the current model guides for new purchases and resets. The selected configuration controls loss limits and add-ons. Current model guides govern reward cycles, profitable days, news and overnight or weekend holding; reward terms are not identical across models.

Current models and purchase-date rules

The current model comparison distinguishes a one-phase challenge, three two-phase challenges and a no-evaluation Zero route. One Step Flex uses a 12% evaluation target. Two Step Standard uses 8% then 5%, Two Step Flex uses 10% then 8%, and Two Step Pro uses 6% then 6%. The selected configuration can change daily loss and add-ons, so the model name alone is not the complete contract.

Evaluation programs have their published static maximum-loss allowance; Zero has a separate trailing equity rule. Static loss is anchored to the initial balance, while an equity-trailing limit can move up as the account reaches a new high. Passing an evaluation changes the account stage, and the Master-stage news, risk and holding conditions must be read separately.

FundingPips distinguishes legacy purchases before 28 September 2026 from current purchases and resets. Older reward cycles, minimum days, loss limits or holding permissions should not be applied automatically to a new October order. The current model guides linked below set the rules for that purchase. Reward timing and share depend on the chosen model and reward option; a maximum advertised share does not describe every account.

Pricing, coupons and rewards

The live purchase selector was not reliably retrievable, so regular fees and numerical final amounts are left unverified. Verified code: AUDIT — 10% off all FundingPips accounts. A correctly calculated base final price is the official regular fee multiplied by 0.90, rounded to cents; extra options and charges require their own treatment.

The official purchase guide says a coupon must be entered before payment and cannot be added later. A discounted evaluation is still a paid simulated-account purchase. It does not waive evaluation targets, Master-account reward requirements, identity verification or compliance review. Fee refund and reset conditions are product-specific; an old refund promise should not be substituted for the current guide.

For a purchase decision, identify the model, size, daily-loss configuration, platform and optional upgrade; obtain that precise regular fee; then apply the verified coupon rate to the eligible charge. This avoids mixing an old recorded fee with a new rule package.

Regular prices and final fees after the coupon

All fees below are in USD. Final amounts use the discount in each row and round half-cents up to the nearest cent. FundingPips fees are explicitly unverified; no numerical final price is claimed. These calculations do not combine another promotion.

Entry cost, later charges and reward eligibility

Once the current regular account fee is verified, multiply it by 0.90 to calculate the listed AUDIT 10% discount. Swing and swap-free add-ons, resets and payment costs are separate. The table does not combine the verified coupon with another promotion or assume it discounts later charges.

The fee is the price to enter the stated simulated trading program; the nominal account balance is not a cash payment to the trader. A lower purchase fee does not increase the maximum-loss allowance or make the account balance withdrawable.

When a program charges monthly, the discounted amount in this guide is the initial payment unless the offer explicitly states a recurring rate. For an entry-plus-activation product, the two payments are shown separately. Trading commissions, swaps, market data, resets, taxes and optional upgrades are outside the base calculation unless a row expressly includes them.

How to use the FundingPips promo code

1. Open Funding Pips's official website.
2. Choose the eligible account type and account size. Check the platform, payout package and any paid upgrades.
3. Read the loss rules, reward conditions, country eligibility and payment schedule for that exact configuration.
4. Enter AUDIT in the discount-code, promo-code or coupon-code field before payment.
5. Read the revised order summary. Compare the eligible fee, applied rate and any separate taxes or charges with the matching pricing row.
6. Keep the receipt and the account terms issued with the purchase. For a mismatch, ask the firm's support team about that configuration before completing the order.

Practical strengths and limitations

Strengths

• Five distinct account models
• Static maximum loss on evaluation models
• MT5, cTrader and Match-Trader support
• Several reward-cycle choices on 2 Step Standard

Limitations

• 100% monthly rewards require added consistency and profitable-day conditions
• Zero uses a trailing drawdown and tighter risk rules
• Master overnight/weekend holding requires the applicable Swing add-on on the current Flex/Standard guides
• Coupon eligibility and final pricing require checkout confirmation

Who should compare this firm?

Use the exact current configuration and purchase-date rules. Once the official regular fee is available, the listed AUDIT calculation is regular fee × 0.90. Enter the code before payment; the official purchase guide says coupons cannot be added afterwards.

Official sources and coupon guide

• Official pricing and program website
• Official rule guide 1
• Official rule guide 2
• Official rule guide 3
• Official rule guide 4
• Official rule guide 5
• Official rule guide 6
• Official rule guide 7
• Official rule guide 8

• Detailed FundingPips discount-code guide
• Coupon publisher: Compare Futures Prop

The model-specific agreement, dashboard and official rules issued for the purchase control account eligibility. This review separates current published account facts from the verified promotional discount.

Reward cycles and configuration differences

Current 2 Step Standard lists weekly rewards at 60%, biweekly at 80%, monthly at 100% and on-demand at 90%. On-demand requires at least 2% profit and a 35% best-day consistency score. Monthly requires seven profitable days of at least 0.5% each plus 35% consistency; the cycle is 30 days. The ordinary minimum request is 1% of account size including the firm's share. Standard guide.

1 Step Flex lists 80% biweekly and a conditional 100% monthly option. Master holding without the Swing add-on is automatically closed within the published daily window. Its striking system groups related trades into one idea, with a 1% loss-warning trigger, cumulative consequences and eventual account closure. 1 Step Flex guide.

For 2 Step Flex, the 80% option requires one evaluation trading day per phase on new accounts; the 95% option requires three profitable days of at least 0.5%. The selection is fixed at purchase. Its 4% daily loss is based on the higher opening balance or equity, while the 12% overall floor is static. 2 Step Flex guide.

Documentation limits and editorial rating

Existing editorial ratings are retained, with no increase for the AUDIT promotion. These ratings are not a new firsthand account or payout test. Some official current pages contain internal inconsistencies, including different statements about swap-free platform support and older FAQs beneath newer holding instructions. A single yes/no feature flag cannot convey every model's news, copying, automation or paid-option rules. Check the purchased configuration and seek written clarification where its current sections conflict. The overall minimum-days field likewise does not describe every account: 1 Step Flex has no minimum, whereas new 2 Step Flex selections have one-day or three-profitable-day requirements.