FundingPips 1 Step Flex Daily Loss: Opening Balance vs Equity
Learn how FundingPips 1 Step Flex calculates its 3% daily loss from opening balance or equity, with examples and code AUDIT for 10% off.
Yash R
· Updated
FundingPips 1 Step Flex calculates its 3% daily-loss limit from the higher of the account’s opening balance or opening equity for that day. If open positions make opening equity higher than balance, the higher equity becomes the baseline.
Verified code: AUDIT — 10% off all FundingPips accounts. Confirm the reduction in the checkout summary before payment. This is a CFD program, not an exchange-traded futures account.
Verified on 12 October 2026. Verified code: AUDIT.
Core 1 Step Flex rules
| Rule | Current 1 Step Flex value |
|---|---|
| Evaluation phases | One |
| Profit target | 12% |
| Daily loss | 3% of higher opening balance or equity |
| Maximum loss | 12% static from starting account size |
| Minimum trading days | None recorded |
| Coupon | AUDIT for 10% off all accounts |
See the full FundingPips review and the primary AUDIT coupon page.
Daily-loss baseline formula
At the start of the provider’s trading day:
- Record opening balance.
- Record opening equity.
- Select the higher value.
- Multiply that value by 3%.
- Monitor equity against the resulting loss allowance.
FundingPips states that floating and closed losses count during the day.
Example: balance is higher
Opening balance: $100,000
Opening equity: $99,500
Higher baseline: $100,000
3% × $100,000 = $3,000
The daily-loss allowance is $3,000 under this simplified example.
Example: equity is higher
Opening balance: $105,000
Opening equity: $107,000
Higher baseline: $107,000
3% × $107,000 = $3,210
FundingPips’ official help article uses the same higher-value method. A trader should rely on the dashboard for the exact threshold because costs and live positions can alter equity.
The 12% static floor is separate
The maximum-loss limit is 12% of the starting account size.
For a 100K account:
- Starting size: $100,000
- Maximum loss: $12,000
- Static floor: $88,000
The floor does not trail profitable highs, but touching it through balance or equity breaches the account. A $3,000 daily allowance does not provide permission to use all remaining static drawdown in one session.
Overnight positions can change the opening baseline
If a position remains open across the daily reset, its unrealized result can affect opening equity. When opening equity is above balance, the new daily baseline can be higher.
Swaps, spread changes and price gaps also affect equity. Record the dashboard values at the daily boundary rather than estimating from the prior session’s close.
Compare 1 Step Flex with other models
| Model | Target | Daily loss | Maximum loss |
|---|---|---|---|
| 1 Step Flex | 12% | 3% | 12% static |
| 2 Step Standard | 8%, then 5% | 5% | 10% static |
| 2 Step Pro | 6%, then 6% | 3% | 6% static |
| 2 Step Flex | 10%, then 6% | 4% | 12% static |
| Zero | None | 3% | 5% trailing |
The wider 12% static limit on 1 Step Flex is paired with a higher 12% target. The choice should reflect strategy volatility, not only phase count.
How to use AUDIT
- Open FundingPips’ official checkout.
- Select 1 Step Flex and the account size.
- Review the reward-cycle option and current rules.
- Enter
AUDIT. - Confirm 10% off in the order summary.
- Check final currency and all charges.
- Save the agreement.
A 10% discount means a participating fee is multiplied by 0.90. Use the live fee rather than an old price table.
Risk checklist
- Record opening balance and equity daily.
- Use the higher number for the 3% baseline.
- Track open and closed losses together.
- Keep a buffer for spread, commission and swaps.
- Monitor the $88,000 static floor in a 100K example.
- Recheck after overnight positions.
- Do not confuse no minimum days with no risk limits.
Bottom line
FundingPips 1 Step Flex gives a wide 12% static maximum-loss allowance, but daily risk is limited to 3% of the higher opening balance or equity. Track both dashboard values at the reset and apply AUDIT only after confirming the checkout reduction.
Official sources checked
FAQ
Frequently Asked Questions
The official rule uses 3% of the higher value between opening balance and opening equity for that trading day.
The current maximum loss is 12% of the starting account size and is static. Both open and closed losses count.
Use verified code AUDIT for 10% off all FundingPips accounts. Verify the reduction before payment.
The current recorded model has no minimum trading-day requirement, but the 12% target and all risk rules still apply.