FundingPips Audit 2026: Rules, Fees, Rewards, Trust and AUDIT 10% Off
Prop Firm Audit reviews FundingPips in 2026: 1 Step Flex, 2 Step Standard, Pro, Flex and Zero rules, static drawdown, equity-based daily baseline, Profit Concentration Policy, striking system, reward routes up to 100%, and coupon code AUDIT 10% off.
Yash R
FundingPips audit summary: FundingPips is a forex and CFD prop firm selling four evaluations — 1 Step Flex, 2 Step Standard, 2 Step Pro, 2 Step Flex — and the no-evaluation FundingPips Zero, from $5K to $200K, with static maximum-loss limits on every evaluation (6% to 12%), configurable daily-loss settings on two models, reward routes from 60% weekly to 100% monthly or on demand, a $400,000 combined allocation cap and entry prices from $29. Coupon code AUDIT gives 10% off every account.
This Prop Firm Audit review checks FundingPips on documentation, model rules, pricing, the daily-loss calculation, Master Account controls (Profit Concentration Policy, Risk Per Trade Idea, striking system) and reward routes. Sources are FundingPips' official help centre model guides, policies and blog, reviewed on 1 November 2026. Purchases before 28 September 2026 follow legacy rules.
In this audit:
- Firm overview and trust check
- Model audit: five products
- Fee audit with AUDIT
- Drawdown audit: static floors and the equity-based daily baseline
- Master Account controls
- Reward audit
- Rules that end accounts or deduct profits
- Audit verdict and coupon code
Firm overview and trust check
| Audit item | Finding |
|---|---|
| Products | 1 Step Flex, 2 Step Standard, 2 Step Pro, 2 Step Flex, Zero |
| Sizes | 1 Step Flex, 2 Step Standard, 2 Step Flex $5K–$100K; Pro and Zero $5K–$200K |
| Billing | One-time; resets separate |
| Combined allocation cap | $400,000 |
| Registration fee refund | After the 4th reward on the Master Account (model-dependent) |
| Rule regime | Current model guides for purchases from 28 September 2026; legacy rules before |
| Add-ons | Swing (overnight/weekend holding on Master), Swap-Free |
| Dashboard | FP Score and trading metrics published per account |
| Live pathway | Prime invitation programme |
FundingPips publishes a model guide per product, a model comparison page, and separate policy articles for news, risk per trade idea, profit concentration and the striking system. Rules change frequently with effective dates, so the issued account terms govern.
Model audit: five products
| Model | Phases / targets | Daily loss | Maximum loss | Minimum days | Master reward routes |
|---|---|---|---|---|---|
| 1 Step Flex | 1 / 12% | 2% or 3% (configured) | 12% static | None | 80% bi-weekly; 100% on demand with 35% consistency and 7 profitable days of 0.5% |
| 2 Step Standard | 2 / 8% then 5% | 3% (0 min days) or 5% (3 min days per phase) | 10% static | Per configuration | 60% weekly / 80% bi-weekly / 100% monthly / 90% on demand |
| 2 Step Pro | 2 / 6% then 6% | 3% | 6% static | 0 (current) | 80% weekly |
| 2 Step Flex | 2 / 10% then 8% | 4% | 12% static | 1 per phase (80% route) or 3 profitable days (95% route) | 80% or 95% bi-weekly, locked at purchase |
| Zero | No evaluation | 3% | 5% trailing | — | Master reward conditions |
Fee audit with AUDIT
Official "from" prices published by FundingPips: 2 Step Pro from $29, 2 Step Flex from $32, 2 Step Standard from $34, Zero from $60, 1 Step Flex from $66. With AUDIT (× 0.90): $26.10, $28.80, $30.60, $54.00 and $59.40. Per-size fees vary by configuration (daily-loss setting, reward route) and are frequently promoted; confirm the configured fee at checkout and multiply by 0.90.
Audit finding: FundingPips is among the cheapest forex prop firms at every size, and the price ladder tracks the rule ladder — Pro is cheapest because its 6% maximum loss is the tightest.
Drawdown audit: static floors and the equity-based daily baseline
- Maximum loss is static from the starting balance on every evaluation: 12% (Flex models), 10% (Standard), 6% (Pro). Zero uses 5% trailing.
- Daily loss baseline is the higher of opening balance or opening equity at the server reset; the daily percentage is subtracted from it and equity including floating P&L must stay above the floor. A $100K Standard with $102,000 opening equity has a $96,900 floor at 5%.
- Floating losses can breach both floors intraday.
Master Account controls
| Control | Scope | Effect |
|---|---|---|
| Profit Concentration Policy | Evaluations of $25K+ created from 27 June 2026 | One trade idea > 60% of a phase target → Master requires 4 profitable days of 0.5% before each reward |
| Risk Per Trade Idea | Master accounts | Cap on combined realised and unrealised loss across related positions |
| Striking system | Standard Masters above $25K; all 1 Step Flex Masters | Four warnings before termination |
| Zero Open Risk | Zero | 1% floating-loss limit on losing positions |
| Swing add-on | Master | Required to hold overnight/weekend; otherwise auto-close |
Reward audit
| Model | Routes | Gate examples |
|---|---|---|
| 2 Step Standard | 60% weekly, 80% bi-weekly, 100% monthly, 90% on demand | Route chosen; conditions scale with share |
| 1 Step Flex | 80% bi-weekly; 100% on demand | On demand needs 35% consistency and 7 profitable days of 0.5% |
| 2 Step Flex | 80% or 95% bi-weekly | 95% needs 3 profitable days per phase and per cycle |
| 2 Step Pro | 80% weekly | From first trade subject to rules |
| Zero | Master conditions | Trailing floor and open-risk rule apply |
Registration-fee refund arrives with the 4th Master reward where offered. Rewards can be reinvested into new challenges or withdrawn.
Rules that end accounts or deduct profits
- Daily or maximum loss breach on equity.
- Purposeful news trading is prohibited; Master trades near listed events can have profits deducted under the time-window rules.
- Four strikes under the striking system.
- Holding overnight or weekend on Master without the Swing add-on (auto-close).
- Inactivity clocks per model.
- Travel/IP access rules and KYC before Master activation.
Audit verdict
| Category | Score | Reason |
|---|---|---|
| Pricing | Strong | $29 entry; 10% off everything; fee refund after 4th reward |
| Drawdown | Strong | Static 10–12% on Standard and Flex; configurable daily loss |
| Reward routes | Strong | Up to 100% share and on-demand options |
| Master controls | Weak | Profit Concentration, Risk Per Trade Idea and striking add post-pass friction |
| Rule churn | Weak | Frequent effective-date changes; legacy vs current regimes |
| Holding | Mixed | Evaluation holding allowed; Master needs the Swing add-on |
FundingPips suits: forex traders who want a cheap, static-drawdown evaluation and are willing to read the Master Account controls before passing.
Look elsewhere if: you take concentrated trade ideas, swing-hold on funded accounts without add-ons, or want a rule set that stays fixed for the life of the account.
FundingPips coupon code AUDIT
- Open fundingpips.com and choose the model, size, daily-loss setting and reward route.
- Enter AUDIT before payment; it cannot be added afterwards.
- Confirm configured fee × 0.90 before paying.
See the FundingPips coupon page, the Standard vs Pro vs Flex comparison, the legacy vs current rules guide and the FundingPips review.
Coupon recap: AUDIT — 10% off. Rules checked on 1 November 2026. Prop Firm Audit may earn a referral commission from partner links or codes. Account fees are purchase costs and can be lost; a discount does not change trading or reward requirements.
FAQ
Frequently Asked Questions
FundingPips is a forex and CFD prop firm with a public help centre covering every model, the daily-loss calculation, Master Account policies and reward routes, which this audit is built from. Accounts are simulated; approved rewards are real, with a registration-fee refund after the 4th reward where offered.
AUDIT gives 10% off every FundingPips account. Multiply the configured fee by 0.90; the code must be applied before payment.
2 Step Standard is the balanced default with 8%/5% targets and 10% static loss. Pro is cheapest with 6% targets and 6% loss. 2 Step Flex and 1 Step Flex offer 12% static loss. Zero skips the evaluation with a 5% trailing floor.
Static from the starting balance on every evaluation: 12% on Flex models, 10% on Standard, 6% on Pro. The daily baseline is the higher of opening balance or opening equity.
On evaluations of $25,000 and above created from 27 June 2026, a single trade idea producing more than 60% of a phase target means the Master Account requires four profitable days of 0.5% before each reward request.
Routes range from 60% weekly to 100% monthly or on demand on 2 Step Standard, 80% or 95% bi-weekly on 2 Step Flex, 80% weekly on Pro, and 80% bi-weekly or 100% on demand on 1 Step Flex, each with its own conditions.
Yes during evaluations on Standard, Pro and Flex. Master accounts require the Swing add-on; otherwise positions are closed by the system.