FundingPips Swing vs Swap-Free Options: Costs and AUDIT Coupon

Quick answer

FundingPips Swing and Swap-Free options address different decisions. Swing concerns permission to carry positions overnight and over the weekend on supported Master Accounts. Swap-Free concerns overnight financing on specified instruments. Compare both the trading permission and the transaction costs before choosing an account with FundingPips discount code AUDIT.

Coupon verification recorded on 13 October 2026. Code: AUDIT. Listed offer: 10% off all FundingPips accounts. Verification covers the code and advertised offer in Prop Firm Audit's current active coupon record.

Separate holding permission from financing

Under the official overnight and weekend policy, the four evaluation routes allow overnight and weekend positions during evaluation. Their Master Accounts require the Swing option for that holding permission. Zero follows a separate policy and should not be grouped with these evaluations.

The current 1 Step Flex model guide describes Swap-Free treatment for forex and metals. Energies, indices and crypto retain their specified swap charges.

Do not infer overnight permission solely from a financing label. Save the exact configuration issued with the purchase.

Compare the additional commission with avoided financing

The model guide lists higher forex and metals commission for the option configurations. To assess the economic difference, use the total commission actually recorded for a completed trade rather than guessing how many sides the headline charge covers.

Consider an illustrative position that would incur $12 of financing over its holding period. If the alternative configuration adds $5 in complete-trade commission, the financing saving exceeds that extra commission by $7, before any purchase-option fee.

A short intraday trade that never crosses a financing event may receive no financing saving while still carrying the higher commission. Calculate using your ordinary holding durations, not an unusually expensive overnight example.

Include the option fee and leverage effect

An add-on can change the upfront total. If the additional option price is A and the average net saving is S per completed position, the arithmetic break-even count is A ÷ S, assuming S is positive and stable.

For example, a hypothetical $30 option with a $6 average net saving would require five comparable positions to recover its price. This is a cost illustration, not an official add-on quote or a prediction.

Lower leverage can also require more margin for the same position. Keep that calculation separate from the potential loss at your stop. Compare the complete configuration, including platform, instrument and account stage.

Resolve platform wording before selecting the option

The current model's main Swap-Free section lists MT5, cTrader and Match-Trader, while an FAQ on the same page retains MT5-only wording. The option displayed for your selected order and the issued terms are the practical confirmation points. Do not assume that an older FAQ or a different model establishes availability for your purchase.

How to use AUDIT on the base purchase

The listed FundingPips offer is AUDIT for 10% off all accounts. The base-fee calculation is F × 0.90. A hypothetical $150 base fee becomes $135. Keep separately priced options outside this calculation unless the purchase summary confirms their coverage.

Choose the model and options on the official website, enter AUDIT before payment, and retain the itemized order. The FundingPips coupon guide records the offer; the firm review compares the account families.